Blog | Joseph Mangiacotti

5 Home Upgrades Under $100 to Increase Purchase Value

Home improvements are a great way to add value to your home if you’re hoping to sell in the near future. The problem is, however, that many home improvements are costly and time-consuming. And, if you don’t plan carefully, they could even cost more than the amount of value you ...

Open House Questions Some Buyers Forget to Ask

An Open House is an event. And, like many events, it’s easy to get caught up in all the excitement and energy. In fact, when you visit an Open House, you might even end up rubbing elbows with other buyers who are there at the same time. It can feel ...

When To Think Twice Before Buying A California Home

When you make the decision to buy a California home, you have undoubtedly done some significant saving, researching, and debating. Buying a home seems to make the most sense from both a practical and financial standpoint. Depending on the circumstances, it may not always be the best decision to buy ...

How to find your debt-to-income ratio

Your credit score isn’t the only financial factor that matters when applying for a mortgage. Your debt to income ratio, or DTI, is an important indicator of your financial situation. Lenders use DTI - with other financial facts - to determine whether you’re a ...